For a moment assume you have no brakes in your car then how fast will you drive your car?

Once in a physics class, the teacher asked the students, “Why do we have brakes in a car?”

Varied answers were received:

To stop”

“To reduce speed”

“To avoid collision” etc.,

But the best answer was,

“To enable you to drive faster”

Give it a thought.

सुंदर कांड में सफलता के सूत्र सफलता

"हनुमान तेहि परसा कर पुनि कीन्ह प्रनाम।
राम काजु कीन्हें बिनु मोहि कहां विश्राम।।"

सुन्दरकाण्ड का प्रथम दोहा है, जिसमें मैनाक पर्वत हनुमान से विश्राम कर लेने का आग्रह करता है किंतु हनुमान जी मैनाक पर्वत से कहते है कि राम का काम किये बगैर मुझे विश्राम नहीं करना है।
साथ ही साथ मैनाक पर्वत का सम्मान करते हुये उन्हे अपने हाथ से स्पर्श भी करते हैं ताकि उनके द्वारा  दिए गये आतिथ्य का सम्मान भी बना रहे।

देने वाला कौन ? आपको सिर्फ परमात्मा ने निमित्त मात्र बनाया हैं

हमने भंडारे में भोजन करवाया। आज हमने ये बांटा, आज हमने वो दान किया...
हम अक्सर ऐसा कहते और मानते हैं। इसी से सम्बंधित एक अविस्मरणीय कथा सुनिए...

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Eight Ways to Stand out From the Crowd? - by Charles M. Marcus

Sometimes I think we may feel that we have to do the big things in life to stand out from the crowd, to make a difference, but in my experience I have found that it is the little things that we do on a consistent basis that are usually the most powerful. I would like to share with you 8 ways that I have found help you stand out from the crowd.  Some are based on my own personal and professional experience, and some I have observed in other people who I admire and respect.

House Rent Allowance - A tool of Tax planning for employees

House Rent Allowance (HRA) is second component which is found in each pay slip after basic salary.  This is the major contributor in tax relief for the employee who reside in rented house during his/her employment.


As announced in budget 2020, taxpayers who wish to opt for the New Income Tax Regime from AY 2021-2022 cannot claim the exemption of House Rent Allowance.

Generally employee submits Rent receipt and rent deed to his employer to claim exemption of tax on account of HRA but there are so many doubts & questions arise while calculating & claiming exemption of tax from HRA which I am trying to summaries here in “question-answer form”. your input in form of suggestion or query is solicited and most welcome :-

Learn "how to invest and where " by Sunny Leone

Learn "how to invest and where " by Sunny Leone We know her as adult movie star and now as bollywood sensual queen, prabably sunny leone is the most searched name in the internet but   Do we know sunny leone is a good entrepreneur and prudent investor?   https://ckbajpai.blogspot.com/2023/05/learn-by-sunny-leone-how-to-invest-and.html

We know her as adult movie star and now as bollywood sensual queen, prabably sunny leone is the most searched name in the internet but 
Do we know sunny leone is a good entrepreneur and prudent investor?

डरने की नहीं सावधानी की जरूरत है, क्या हुआ जो 2000 का नोट चलन से हुआ बाहर ,

रिज़र्व बैंक ने 2000 के नोटों को चलन से बाहर कर दिया है,ऐसे में घर में रखे आपके 2000  के नोटों का अब क्या होगा,अब आपको क्या करना है? आपके पास 2000 के जो नोट रखें है क्या इन्हे भी बैंक में आपको जमा करना है और कब तक करना है , क्या ये नोटबंदी का दूसरा चरण है या कुछ और? आईये जानें 2000 के नोट प्रतिबन्ध से जुड़े सवालों के जवाब:- 

मदर्स डे पर माँ को क्या दें उपहार। What are some creative Mother's Day gifts। कुछ रचनात्मक उपहार मातृ दिवस पर

सभी माताओं को ह्रदय से मातृ दिवस की शुभकामनाये 

Happy Mother’s Day to all the mothers 

प्रत्येक वर्ष मातृ दिवस पर, हम माँ को कुछ विशेष देने की कोशिश करते हैं ताकि वे जो कुछ भी हमारे लिए करती हैं उसके लिए हम उन्हें अपना प्यार, आदर एवं सम्मान दे सकें। माँ दिवस के नाम पर फेसबुक हो या इंस्टा ग्राम या कोई अन्य सोशल मीडिया तरह तरह के वाल पेपर एवं पोस्ट छाये रहते हैं अपनी भावनाये प्रदर्शित करने के लिए लेकिन इस साल कुछ अलग करने की कोशिश क्यों न की जाये, आईये माँ को दें  

                    "वित्तीय आत्मविश्वास का उपहार"

How is EPS calculated?

Earning per share i.e. EPS is a financial ratio, which divides net earnings available to shareholders by the average outstanding shares over a certain period of time

The EPS Ratio indicates a company’s ability to produce net profits for shareholders.

Formula to calculate EPS is:

How earning per share Ratio help investors?

This is the time when most of the listed companies are declaring and publishing their annual reports and market is reacting on these.

A careful analysis of the financial data of a company is most important when it comes to invest in shares or stock of a company so that true value of the share price can be guessed.

Investors looking for opportunity to invest reading and trying to understand the published Financial statements like Balance sheet, income statement and cash flow statements. These are easily available however examining these documents is very difficult if not impossible and it is very time consuming also. Then what is the way to analyze true value of the share price.

Generally financial ratios are the easiest way to know the company performance and these ratios are easily available now a day. You must know that how to interpret these ratios instead of knowing how to calculate and which ratio explain what.

Market ratios like earning per share, price earnings ratio, dividend payout ratio, dividend per share, book value per share etc are the ratios which give insight and help in taking investment decision.

In this write up, we will discuss the earning per share ratio and would like to throw light on the questions:-

What is earning per share, how to calculate EPS, what is good EPS, how can EPS help investing opportunities? What EPS reveal? Why EPS is important to investors? Or how EPS is useful to investors?

EPS, or Earnings Per Share, is a financial metric that is commonly used by investors to evaluate the profitability of a company.

EPS is calculated by dividing a company's net income by the number of outstanding shares of its common stock.

Whether the amount of Creditors balance unclaimed/untraceable and written-off/Back by way of crediting P&L Account is taxable under GST

1. Background In the course of business, it is not uncommon to find outstanding balances in the names of trade creditors that remain unclai...